Private Credit
Tailored financing that combines amortising tranches (TLA) and bullet tranches to maturity (TLB) to fund acquisitions, capex, M&A, refinancing and shareholder events.
Debt shaped around the plan, not the template.
Traditional lending asks the business to fit the product. We start from the company's strategy and cash-flow profile, then structure a facility that funds it: a single counterparty, one covenant package and certainty of execution.
Facilities can blend amortising and bullet tranches, include delayed-draw lines for acquisitions and flex as the plan evolves.
What we finance
- Acquisitions and management buyouts
- Capex and expansion programmes
- Refinancing of bank or unitranche debt
- Dividends and shareholder reorganisations
- Growth working capital
- Delayed-draw acquisition lines for buy-and-build
Flexible structures
TLA and TLB tranches in one facility, tailored amortisation profiles and headroom set against the management plan.
Speed and certainty
One decision-making team from first meeting to funding. Credit decisions in weeks, not quarters, with no syndication risk.
Partnership approach
We lend to plans we believe in and stay constructive through the cycle, with follow-on capacity as the business grows.
Our sweet spot.
- Mid-market companies with EBITDA of A$2m to A$25m
- Sponsor-backed and privately owned businesses alike
- A clear use of proceeds and credible plan
- Operations in Australia, New Zealand or South-East Asia